First Home Buyers Grant

What is the First Home Buyer Grant?
(Previously HomeStart Grant)

A first home buyer making regular KiwiSaver contributions for a minimum of 3 years, may be eligible for a First Home Grant of up to $5,000.

To be eligible for a First Home Grant, you must:

  • be over 18
  • have earned less than the income caps in the last 12 months
  • not currently own any property
  • have been contributing at least the minimum amount to KiwiSaver (or complying fund or exempt employer scheme) for 3 years or more
  • purchase a property that is within the regional house price caps
  • agree to live in your new house for at least 6 months.

Buying an existing home?

Buying an existing home means you can get up to $5,000 to go towards your deposit. You can get $1,000 for each of the years you’ve paid into KiwiSaver up to $5,000 for 5 or more years. (minimum 3 years)

Buying a new home?

Buying a new home means you can get up to $10,000 to go towards your deposit. You can get $2,000 for each of the years you’ve paid into KiwiSaver up to $10,000 for 5 or more years. (minimum 3 years)

Are you eligible for the First Home Buyers Grant?

As part of our home loan pre-approval application, I show you what you are eligible for and take care of the application process.


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See all the eligibility criteria