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Marketing Tips to Fast-track Your Sale

When selling a property, one of the most important steps is generating interest, and the best way to do this is through a focused marketing campaign. A strong marketing campaign will help you sell your property in the shortest amount of time, for the best price, with the least amount of aggravation. Here are our…
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Mortgage Broker vs. Bank Direct

If you haven’t already worked with a mortgage broker (mortgage adviser), you may be wondering why you should consider doing so. Why not go directly to the lender instead? Aside from the obvious – having someone else do the legwork for you – there are several other benefits to working with a mortgage adviser. Take…
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How to get a Home Loan Approved.

In my previous blog, I have covered off some of the reasons banks decline home loans. But how do you get your loan approved? There are a couple of things that will help when it comes to getting a home loan approved. 1. Account Conduct Avoid “over the limit” or “unarranged overdraft” fees on your…
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4 Common reasons why the bank might say no

Having your mortgage application declined isn’t necessarily the end of the road when it comes to your home buying journey. There are a few reasons why your lender may turn you down and understanding what these are is the key to your success. Here are 4 of the most common reasons why lenders may decline…
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Making your home loan work for you

When it comes to choosing a home loan, interest rate is not the only thing to consider. Loan features – like the ability to make extra repayments, a line of credit, an off-set account, or repayment holidays – are just as important. To help you understand what features you could be offered by your lender,…
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Buying a home with family

A combination of rising property prices and stricter lending criteria has made it harder than ever to buy a home or an investment property. As a result, many buyers are pooling their resources and buying property with family. As with any contract however, it’s important you go in with your eyes wide open. Here’s what…
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Improve your chances of a low deposit home loan

Earlier this year (2018), the Reserve Bank of New Zealand increased the cap from 10 to 15 per cent for banks’ lending to home buyers with a deposit of less than 20 per cent. How has this change impacted first home buyers? And what should you be doing to improve your chances of a low…
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Rateable Value Versus Market Value

In the search for your dream home, you may have noticed the various ways property values are advertised. Two of the most common values advertised are the rateable value and the market value. It’s often assumed that these two values are equivalent, but that’s not always the case. Take a look at how they differ.…
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Autumn Home Improvement Tips

  With winter just around the corner, it’s a great time to get those home improvement projects completed and ensure your home is winter-ready. Here are three autumn home improvement projects you could get done now to help keep your home maintenance-free throughout winter. Roof and gutters Blocked gutters and drainpipes can damage the outside…
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Helping your kids onto the property ladder

Despite a slowdown in property price increases, many first home buyers are still struggling to get a foot onto the property ladder. Which is why they’re turning to the bank of mum and dad for help. Is this a viable solution or are we just shifting the problem? Find out more about helping your kids…
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