blog

Saying thank you: Mother’s Day activity book

A collection of crafts, cooking and gestures, specially for Mum. Mother’s Day in social isolation is not ideal, but there are still so many ways you can show your appreciation for the wonderful mum in your life. Download my 30-page activity book today! Our Mother’s Day activity book features: Arts and crafts Letters and poems Treats…
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Reserve Bank removes LVR restrictions for 12 months

The Reserve Bank has today decided to remove mortgage loan-to-value ratio (LVR) restrictions for 12 months. The decision was made to ensure LVR restrictions didn’t have an undue impact on borrowers or lenders as part of the mortgage deferral scheme implemented in response to the COVID-19 pandemic. The Reserve Bank’s decision was made in line…
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Photo by Tierra Mallorca on Unsplash

Concerned about Sharemarket Volatility and your KiwiSaver Savings?

There has been a lot of talk in the past few weeks about the impact of the Coronavirus (Covid-19) on global sharemarkets and understandably some nervous investors. It can be hard to figure out what it all means and how it could affect your KiwiSaver savings. Initially published on 04 March 2020  and updated on…
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What is the home loan pre-approval process?

A home loan pre-approval gives you peace of mind when you first start house-hunting, by letting you know exactly how much money the bank is prepared to lend you. Although your pre-approval is conditional, it puts you in a position to move quickly when you find your ideal home, and it’s also an essential step…
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5 Mortgage Mistakes to Avoid

Whether you’re a first home buyer or a seasoned investor, making a bad decision on your mortgage could end up costing you in both time and money. When it comes to a mortgage, what you don’t know CAN in fact hurt you! Knowing what pitfalls to avoid will help you make better decisions. Here are…
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First Home Buyer Tips

No doubt about it: buying your first home is exciting. But it can also be incredibly stressful, which is why it’s so important to prepare yourself for the journey ahead, by doing your homework and getting advice from the right people. So that you understand all you need to know about buying your first home,…
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A Practical Guide to Borrowing

When it comes to buying property, money is the number one thing on most people’s minds! And understandably so, as it’s likely the biggest purchase you’ll ever make. While a lot of the information you can find online is about preparing a mortgage application, it’s just as important you feel confident about what you’re signing…
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Home Buyer Traps to Avoid

Buying a home is one of the largest and most complex purchases you’re ever likely to make. And getting it wrong can have a significant impact on both your financial and emotional health. That’s why it’s important to take time to fully research and understand the process and the complexities that go along with home…
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A Guide for First Home Buyers

The latest figures are out and they’re daunting to say the least! According to real estate statistics website One Roof, first home buyers in Auckland need to earn at least three times the median income in order to buy property. That’s a whopping $241,200 annually per household! So, how do you get a foot on…
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Marketing Tips to Fast-track Your Sale

When selling a property, one of the most important steps is generating interest, and the best way to do this is through a focused marketing campaign. A strong marketing campaign will help you sell your property in the shortest amount of time, for the best price, with the least amount of aggravation. Here are our…
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